After nearly 20 months live with our bank solution we feel confident saying that while Open banking sure has potential, and is a very welcome development, the PSD2 API’s just can’t take the pressure of handling transactions. We have an obligation to our customers to use the integration technique that Read more…
Last month we did an experiment that involved re-designing our invoice payment reminder to nudge users towards better financial decisions. In this case: to pay their invoices on time and avoid reminder fees. We applied two nudge-oriented decision-making biases borrowed from behavioral economics: present-preference and asymmetry choice biases. In very Read more…
Are you a verbal proponent of Object Oriented Programming, or do you prefer the parentheses en masse of Functional Programming? What if I told you that there are another school of thought. What if I told you about Value-Oriented Programming (VOP). If you’re a programmer, you’ve probably heard of all Read more…